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Here are THREE things you need to know before enrolling into a Debt Consolidation program:

 #1 – This is not a do it yourself type of project or an "I’ll read a book and figure it out" type of deal. I love shopping at The Home Depot as much as everyone else but Debt Consolidation is something that takes a professional. Not hiring a professional can end up costing you in the end, big time!

#2 – Debt Consolidation will generally lower your monthly payments but it is important that when you enroll with a Debt Consolidation company that you choose a payment that is affordable and that you can stick with, as that will be your payment for the next 3-5 years.

#3 – Always make sure to hire a company that does not charge Upfront Fees!! If someone is trying to sell you on upfront fees, or monthly fees, don’t just walk in the other direction -- RUN!










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